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Notes from building Nia.

Product notes, market coverage and what we are learning on the ground.

FeaturedPress · 4 min read
Nia Named Among the Laureates of the World's Largest Web3 Hackathon

Nia has been named a laureate in the On-Chain Finance & Real-World Assets category at the 2025 Hedera Africa Hackathon, the largest Web3 competition in history, with 13,000+ developers and a $1M prize pool.

NINia team
Market · 5 min readTontines Go Digital: The World's Most Resilient Savings CircleA centuries-old community savings tool, now on the blockchain. Why the rotating pot is the most elegant financial instrument ever invented, and what crypto can learn from it.Read →Market · 4 min readWhat "Unbanked" Really Means in 20261.4 billion people have no bank account. But most of them have a phone, a mobile money wallet, and a perfectly clear idea of what they need from their money. The problem was never the absence of a bank.Read →Market · 6 min readThe Invisible Tax: What It Really Costs to Send Money HomeOver $50 billion flows into sub-Saharan Africa from the diaspora each year. Roughly $5 billion of it disappears in fees. That is not a rounding error. That is a structural theft built into the plumbing of global finance.Read →Market · 5 min readAfrica Will Write the Rules of the Next Financial SystemAfrica skipped landlines and went straight to mobile. It skipped branch banking and went straight to mobile money. The next leap is already underway, and once again, it is not coming from Silicon Valley.Read →SEO · 26 Jun 2026Test Article: AI and the Future of SEOEnd-to-end publishing test from Algoseo.Read →

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