Cash out to
local money.

From stablecoins to mobile money, in minutes.

9:21
RMRina0.0.48213
⚙
Total balance
105.55USDC
≈ 499 780 local
ReceiveSendCashoutSwap
AssetsNFTs
$USDCCircle105.55$105.55
LLocal currencyCash00.00
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Three taps to cash.

No bank branch, no exchange office, no waiting for a wire to clear.

Step
01
Pick your asset and amount

Choose which asset you want to cash out, and how much. The rate you see is the rate you get.

Step
02
Choose how you get paid

Mobile money, bank transfer, or cash from an agent nearby.

Step
03
Money in under a minute

Settlement happens on-chain while you're still holding your phone.

Cash out is where it starts, not where it stops.

Features

Every Nia feature lives in the same wallet, on the same balance. Turn one on when you need it.

◍
Rotating savings

The tontine you already know, held by the protocol. Everyone contributes, one member receives the pot each round, and the order is set in advance.

Create your own token

A token for your association, your shop or your cooperative. You set the name, the supply and who is allowed to mint.

✳
AI agent marketplace

A range of useful agents, switched on as you need them. Each one works on your wallet with the permissions you grant it, and nothing more.

▦
NFTs

Mint, hold and send your NFTs without leaving the wallet.

◎
Referrals

Invite the people around you and follow your network from the wallet.

⇄
Swap

Move between assets at the rate shown, with no middleman.

+
And plenty more

Bills, merchant payments, community lending. Tell us what you are missing.

Suggest a mini-app →

Questions,
answered.

From the blog

All posts →

Product notes, market coverage and what we are learning on the ground.

PressMay 2, 2026 · 4 min read
Nia Named Among the Laureates of the World's Largest Web3 Hackathon

Nia has been named a laureate in the On-Chain Finance & Real-World Assets category at the 2025 Hedera Africa Hackathon — the largest Web3 competition in history, with 13,000+ developers and a $1M prize pool.

NINia team

Your dollars, spendable at the corner shop.

Join the waitlist and we'll tell you the day withdrawals open in your city.